Public Adjuster to Assess Damage & Make You Aware of Your Rights

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Public Adjuster to Supervise Your Insurance Claims in Iowa & Nebraska

Public Adjuster to Supervise Your Insurance Claims in Iowa & Nebraska

My Law

We have a financial responsibility to you

What is a Public Adjuster?

A public adjuster works for you (insured), not the insurance company. The insurance company will send an adjuster to assess your damage when you file a claim. The insurance company adjuster works for the insurance company and has a financial responsibility to the insurance company, not to you. As a public adjuster, by law, we have a financial responsibility to you. My job as a public adjuster is to make sure you receive fair and equitable compensation for your insurance claim.

Why do you need a Public Adjuster?

After an insurance loss, there is a lot of stress in your life. Hiring a public adjuster allows you to take that stress off your shoulders. You have a family and a job, and you will be trying to get your life back to normal.

Do you want to spend the time worrying about your insurance claim? There are hundreds of provisions and stipulations, not to mention endorsements, ever-changing forms, inventory appraisals and real estate evaluations that are all mandatory when filing a claim.

Why do you need a Public Adjuster?

Did you realize that to collect for the contents portion of your claim that the burden of proof (of both pre-loss condition and ownership) is on you (insured)? As a public adjuster, we know this business inside and out, and our goal is to make sure you get a fast and fair settlement with the least possible stress.

A home or business, for most individuals, is the most significant financial investment you will ever own. The insurance company hires professionals to represent them in the claims process. The insurance companies recommend restoration companies that belong to their network of approved vendors to help with your loss.

The reason the insurance company works with preferred vendors is that they have contracted these vendors to work for less money. If the preferred vendor is working for less money which in the end is paying them? Answer: You (the insured). The preferred vendor can make money only by cutting corners and perform the work as the insurance company instructs them.

When you work with a public adjuster, we will maximize the claim based on your insurance policy. The insurance funds will be held in our escrow account and you the (insured) can select the contractors of your choice. This means your property will be repaired to meet your specifications and not the insurance company's low ball offer.

Get your FREE Consultation, FREE Policy Review and FREE Fire and Hail Damage Inspection to help you get back on your feet as soon as possible with a maximum settlement.

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Testimonials

Midwest Public Adjuster

Without question, you have it down to a science. As you know, I have been passing your cards out. Certainly not afraid to recommend your services.

Truman L. Iowa

Midwest Public Adjuster

From the first contact with Steve we knew he was in charge of the project. After our insurance company made their decision on our claim not to pay we knew we needed an advocate. Thankfully Steve was able to work directly with the insurance company and our claim was approved promptly.

Rita W. Iowa

Midwest Public Adjuster

It was very helpful to have you work with our insurance company and save us the hassle.

Gerald D. Iowa

Midwest Public Adjuster

Steve was extremely easy to deal with on my difficult project. He kept me informed with the progress.

RLR Iowa

Midwest Public Adjuster

"You were well prepared and accomplished everything you promised to do in a timely way. You worked hard with my insurance company to see that I got the coverage of hail damage for which my policy covered that I was entitled to."

Carmon S. Iowa